Refah Payment System
All services

Funding

Cash-In Services

Turn cash and bank deposits into spendable Refah balance, with a clear trail from the first afghani.

Cash-in is how money enters the system. A person or institution deposits at a bank, agent, or partner channel; Refah credits the matching wallet or program account. The deposit is confirmed before value appears, so ledgers stay aligned with cash that actually arrived.

Agents, banks, and institutions that need a reliable way to fund wallets and disbursement accounts.

How it works

  1. 01

    Choose a channel

    Bank, agent, or partner wallet — whichever is closest to the payer.

  2. 02

    Present identity

    The deposit is tied to a registered wallet or program account.

  3. 03

    Confirm funds

    Refah receives the credit notice and posts the balance.

  4. 04

    Ready to move

    The account can now cash out, purchase, transfer, or disburse.

What you get

  • Many doors in

    Bank transfer, agent cash, and partner wallets can all credit the same account.

  • Confirmed, then credited

    Balance does not move until the inbound payment is accepted.

  • Agent-ready

    Cash-in points can serve people who never open a bank account.